Kraken fees explained: app, Pro, funding, margin and futures

Illustration: a balance scale weighing two stacks of coins next to a percent sign

Kraken does not charge for opening or keeping an account, but most things you do with the money in it have a cost. What you pay depends on where you trade (the Kraken app or Kraken Pro), the type of order, your trading volume over the last 30 days, and how you move money in and out. The rates below come from Kraken's own fee pages as checked on November 6, 2026. They can change, and some products are only offered in certain countries, so check the live fee schedule before you trade.

Kraken app or Kraken Pro

The Kraken app offers simple Buy, Sell and Convert screens. At the time of review, Kraken's fee schedule listed a 1% trading fee on instant and recurring trades and 1.5% on custom orders, with small instant trades charged up to $2 instead of the 1%. The app price also includes a spread, the gap between the market rate and the rate you get. On Kraken Pro, your order goes onto an order book where Kraken matches buyers and sellers, and you pay a maker or taker fee instead. Kraken+ subscribers pay no trading fees on up to $10,000 a month (or the local equivalent) of Buy, Sell and Convert trades, but spreads and card processing fees still apply and Kraken Pro trades are not included. The Kraken app is only available in the countries Kraken lists in its support center.

Kraken Pro maker and taker fees

An order that is matched immediately against one already on the book pays the taker fee. An order that waits on the book until someone fills it pays the maker fee. Market orders are always takers, as are stop loss and take profit orders that execute as market orders. A limit order pays the taker fee if its price lets it fill straight away; the post-only option cancels it instead. At the time of review, Kraken Pro's spot schedule started at 0.40% maker and 0.80% taker, dropping to 0.30% and 0.60% from $2,500 of 30-day volume, with lower rates at higher tiers. Volume is a rolling 30-day US dollar total across crypto pairs, margin included; new trades count at once and older ones drop out every few hours. Kraken app purchases and stablecoin or FX pair trades do not count. Those stablecoin, FX and pegged-token pairs have their own schedule, which started at 0.20% for makers and takers at the time of review.

A worked example

These numbers are hypothetical and use the first-tier spot rates listed at the time of review. Suppose you buy $1,000 of bitcoin on Kraken Pro with a market order. That is a taker trade: $1,000 × 0.80% = $8.00. A limit order below the current price that filled later would be a maker trade: $1,000 × 0.40% = $4.00. If you later sell for $1,100 with a limit order that waits on the book, the fee is $1,100 × 0.40% = $4.40. A taker buy and a maker sell together cost $8.00 + $4.40 = $12.40. For comparison, a $1,000 instant buy in the Kraken app at the listed 1% costs $10.00, plus the spread built into the price.

Spreads and slippage

Not every cost shows up as a fee. In the Kraken app, the spread is already in the quoted price, and Kraken says its size depends on volatility, the asset, order size and type, VIP status and account activity. On Kraken Pro, Kraken's trading rules say a market order may fill at different price levels from the one shown, depending on its size and the orders on the book, so a large market order in a thin market can cost more than the fee suggests. Kraken has Market Price Protection for market orders, but a limit order is the direct way to cap the price you accept.

Deposit and withdrawal fees

Kraken says most crypto deposits are free, though a few assets carry an address setup or deposit fee, and each asset has a minimum. A deposit below the minimum after network fees fails and cannot be recovered. Crypto withdrawals have a fee and minimum that depend on the asset and can change; the final fee is shown when you confirm. Some assets can be sent on more than one network, so check you picked the right one. Cash fees depend on the currency and method: at the time of review, Kraken's USD table showed ACH deposits as free and debit card deposits at $0.25 + 3.75%. Fees can also vary with the country used to register, and current figures are on the funding pages once you sign in.

Margin, futures and funding rates

Margin adds an opening fee and a rollover fee every four hours while the position is open, on top of trading fees. Both are based on the amount Kraken lends you, not your collateral. At the time of review, the Kraken Pro schedule listed 0.01% to 0.02% for each on BTC. On a hypothetical $1,000 borrowed at 0.02%, that is $0.20 to open and $0.20 per rollover, so six rollovers add $1.20. The rate is shown on the order form and locked when the order executes. Futures, including perpetuals, have a separate maker and taker schedule charged on notional value; it started at 0.02% maker and 0.05% taker at the time of review, so a hypothetical $5,000 taker trade costs $2.50. Perpetuals also have a funding rate: when positive, longs pay shorts, and when negative, shorts pay longs. Kraken says funding passes between traders and is not a Kraken fee. Kraken says margin is available to most verified clients who live outside the United States, United Kingdom, Canada and Australia; eligible US retail clients can use it on Kraken Pro, and eligibility requirements apply in the UK and Australia. Kraken Derivatives is not offered in several countries.

Referral codes and fee rebates

A referral or invite code is entered when you create your account. Whether it brings any reward, such as a bonus or a share of trading fees back, depends on Kraken's program terms shown at registration, which set the amount, duration, eligible products and countries. Kraken's referral page says rewards depend on program limits and eligibility rules, are not guaranteed, and the program can change or end at any time. A rebate does not change the fee schedule: your maker, taker, margin and futures rates stay the same, and spreads, slippage and funding still apply. This site earns a commission from Kraken when someone registers through its link.

Before a trade, ask four questions: am I using the app or Kraken Pro, will my order be a maker or a taker, what does moving money in and out cost, and is the product available in my country. Kraken's fee schedule and support center answer each one and are updated more often than any guide.

Sources

KRAKEN REFERRAL CODE 2026

Product	Trading Rebate
Spot Trading	20%
Margin Trading	20%
Futures	20%
Tokenized Equity	20%
PTL Trading	20%
Prop, first purchase	20%
Rollover	20%
Options	20%

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